:root{--primary: #417BE9;--primary-dark: #2d6ad8;--primary-darker: #1e4fb8;--primary-light: #dbeafe;--primary-lighter: #eff6ff;--secondary: #6366f1;--secondary-dark: #4f46e5;--secondary-light: #e0e7ff;--secondary-lighter: #eef2ff;--text-dark: #1a1a1a;--text-body: #374151;--text-muted: #6b7280;--text-light: #9ca3af;--bg-white: #ffffff;--bg-light: #f9fafb;--bg-lighter: #f3f4f6;--bg-section-alt: #eef2f6;--bg-section-tint: #f0f9ff;--bg-dark: #111827;--border-light: #e5e7eb;--border-medium: #d1d5db;--success: #22c55e;--error: #ef4444;--warning: #f59e0b;--font-heading: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, sans-serif;--font-body: "Inter", -apple-system, BlinkMacSystemFont, sans-serif;--section-padding: 80px;--container-width: 1200px;--container-padding: 20px;--radius-sm: 4px;--radius-md: 8px;--radius-lg: 12px;--radius-xl: 16px;--radius-full: 9999px;--shadow-sm: 0 1px 2px rgba(0, 0, 0, .05);--shadow-md: 0 4px 6px -1px rgba(0, 0, 0, .1), 0 2px 4px -1px rgba(0, 0, 0, .06);--shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, .1), 0 4px 6px -2px rgba(0, 0, 0, .05);--shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, .1), 0 10px 10px -5px rgba(0, 0, 0, .04);--transition-fast: .15s ease;--transition-base: .25s ease;--transition-slow: .35s ease;--success-bg: #dcfce7;--error-bg: #fef2f2;--warning-bg: #fef9c3;--warning-text: #92400e}[data-theme=dark]{--text-dark: #f9fafb;--text-body: #e5e7eb;--text-muted: #9ca3af;--text-light: #6b7280;--bg-white: #1f2937;--bg-light: #111827;--bg-lighter: #0f172a;--bg-section-alt: #1e293b;--bg-section-tint: #0f172a;--bg-dark: #030712;--border-light: #374151;--border-medium: #4b5563;--primary-light: #417BE9;--primary-lighter: #2d6ad8;--secondary-light: #1e4fb8;--secondary-lighter: #0f172a;--success-bg: rgba(34, 197, 94, .2);--error-bg: rgba(239, 68, 68, .2);--warning-bg: rgba(245, 158, 11, .2);--warning-text: #fbbf24}[data-theme=dark] .tool-card{background:#1f2937cc;border-color:#4b556380}[data-theme=dark] .tool-card:hover{background:#1f2937f2;box-shadow:var(--shadow-xl),0 0 24px #417be926}[data-theme=dark] .balance-chart-card{background:#1f2937cc;border-color:#4b556380}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:hidden}body{font-family:var(--font-body);font-size:16px;line-height:1.6;color:var(--text-body);background-color:var(--bg-light);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;padding-top:0;overflow-x:hidden}img{max-width:100%;height:auto;display:block}a{color:var(--primary-dark);text-decoration:none;transition:color var(--transition-fast)}a:hover{color:var(--primary-darker)}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);font-weight:700;color:var(--text-dark);line-height:1.2;margin-bottom:.5em}h1{font-size:clamp(2rem,5vw,3rem)}h2{font-size:clamp(1.75rem,4vw,2.5rem)}h3{font-size:clamp(1.25rem,3vw,1.75rem)}h4{font-size:1.25rem}p{margin-bottom:1rem}p:last-child{margin-bottom:0}.lead{font-size:1.25rem;color:var(--text-muted);line-height:1.7}.gradient-text{background:linear-gradient(135deg,var(--primary) 0%,var(--secondary) 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.container{width:100%;max-width:var(--container-width);margin:0 auto;padding:0 var(--container-padding)}.site-header{background:var(--bg-white);border-bottom:1px solid var(--border-light);padding:12px 0;position:sticky;top:0;z-index:200}.site-header__home{font-family:var(--font-heading);font-weight:600;font-size:1rem;color:var(--text-dark);display:inline-flex;align-items:center;gap:6px}.site-header__home:hover{color:var(--primary-dark)}.site-header__logo{height:50px;width:auto;display:block;margin-right:8px}.site-header__home-text{display:flex;flex-direction:column;align-items:flex-start;font-size:.7rem;line-height:1.2;font-weight:600}.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:24px}.site-nav{display:none;position:absolute;left:0;right:0;background:var(--bg-white);border-top:1px solid var(--border-light);border-bottom:1px solid var(--border-light);box-shadow:0 8px 24px #00000014;z-index:199}.site-nav.nav-open{display:block}.nav-panel{padding:24px 0}.nav-sections{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;align-items:start}.nav-section__title{display:flex;align-items:center;gap:6px;font-family:var(--font-body);font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted);margin:0 0 10px}.nav-section ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:2px}.site-nav a{font-size:.875rem;font-weight:600;color:var(--text-body);padding:6px 8px;border-radius:var(--radius-sm);display:block;transition:color var(--transition-fast),background var(--transition-fast)}.site-nav a:not(.btn):hover{color:var(--primary);background:var(--bg-lighter)}.nav-section--cta{display:flex;flex-direction:column;gap:8px}.nav-section--cta .btn{white-space:nowrap}.nav-text-short{display:none}.theme-toggle{display:flex;align-items:center;justify-content:center;width:40px;height:40px;padding:0;background:transparent;border:none;border-radius:var(--radius-md);cursor:pointer;color:var(--text-body);transition:color var(--transition-fast),background var(--transition-fast)}.theme-toggle:hover{color:var(--primary-dark);background:var(--primary-lighter)}.theme-toggle-icon{display:none;width:18px;height:18px}.theme-toggle-icon svg{width:100%;height:100%}[data-theme=light] .theme-toggle-icon[data-icon=moon],[data-theme=dark] .theme-toggle-icon[data-icon=sun]{display:block}[data-theme=dark] .card{background:var(--bg-white);border-color:var(--border-light)}[data-theme=dark] .card:hover,[data-theme=dark] .card.coming-soon:hover{background:var(--bg-white)}[data-theme=dark] .tool-hero{background:var(--bg-dark);border-bottom-color:#ffffff14}[data-theme=dark] .tool-hero h1{color:#f9fafb}[data-theme=dark] .tool-hero .lead{color:#f9fafbbf}[data-theme=dark] .tool-hero .tool-badge,[data-theme=dark] .tool-hero .tool-badge--calculator,[data-theme=dark] .tool-hero .tool-badge--explainer,[data-theme=dark] .tool-hero .tool-badge--tool,[data-theme=dark] .tool-hero .tool-badge--appraisal,[data-theme=dark] .tool-hero .tool-badge--success,[data-theme=dark] .tool-hero .tool-badge--free-tools{background:#417be933;color:#93c5fd}[data-theme=dark] .tool-body{background:#111827}[data-theme=dark] .tool-card h2 .icon svg,[data-theme=dark] .lmi-explainer-heading .icon svg{stroke:#fff}[data-theme=dark] .tool-card h2 .icon,[data-theme=dark] .lmi-explainer-heading .icon{background:#ffffff26}[data-theme=dark] .tool-card h2{border-bottom-color:#ffffff4d}[data-theme=dark] .toggle-group button.active{background:#fff3;color:#fff;box-shadow:inset 0 0 0 2px #fff9}[data-theme=dark] .toggle-group button:hover:not(.active){background:#ffffff14}[data-theme=dark] input:focus,[data-theme=dark] select:focus{border-color:#fff9;box-shadow:0 0 0 3px #ffffff26}[data-theme=dark] .comparison-item.active-state{background:#ffffff26;border-color:#ffffff80}[data-theme=dark] .comparison-item.active-state .state-name{color:#fff}[data-theme=dark] .card .card-link{color:#ffffffe6}[data-theme=dark] .card-icon{background:color-mix(in srgb,var(--tool-accent, var(--primary)) 25%,rgba(255,255,255,.12))}[data-theme=dark] .card-icon svg{stroke:var(--tool-accent, var(--primary))}[data-theme=dark] .ipe-print-btn{color:#ffffffe6;border-color:#ffffff80}[data-theme=dark] .ipe-print-btn:hover{background:#ffffff26;color:#fff}[data-theme=dark] .ipe-tooltip-trigger:hover .ipe-tooltip-icon{color:#ffffffe6}[data-theme=dark] .dhu-item:hover{border-color:#fff6}[data-theme=dark] .dhu-item--checked{border-color:#fff9;background:#ffffff1a}[data-theme=dark] .dhu-item--checked .dhu-checkbox__box{background:var(--primary);border-color:var(--primary)}[data-theme=dark] .dhu-item--checked .dhu-checkbox__box:after{border-color:#fff}[data-theme=dark] .disclosure-checkbox input:checked+.disclosure-checkbox__box{background:var(--primary);border-color:var(--primary)}[data-theme=dark] .disclosure-checkbox input:checked+.disclosure-checkbox__box:after{border-color:#fff}[data-theme=dark] .disclosure-checkbox:hover .disclosure-checkbox__box{border-color:#fff9}[data-theme=dark] .disclosure-checkbox input:focus-visible+.disclosure-checkbox__box{box-shadow:0 0 0 3px #fff3}[data-theme=dark] .result-highlight .big-number,[data-theme=dark] .result-highlight .big-label{color:#fff}[data-theme=dark] .grand-total .gt-label{color:#ffffffe6}[data-theme=dark] .grand-total .gt-value{color:#fff}[data-theme=dark] .result-row .label{color:#ffffffe6}[data-theme=dark] .result-row .value{color:#fff}[data-theme=dark] .result-row .value .result-meta{color:#fffc}[data-theme=dark] .fee-row .fee-label{color:#ffffffe6}[data-theme=dark] .fee-row .fee-value,[data-theme=dark] .fee-total .fee-label,[data-theme=dark] .fee-total .fee-value{color:#fff}[data-theme=dark] .lmi-insight-callout p{color:var(--text-dark)}.site-header__right{display:flex;align-items:center;gap:8px}.nav-desktop-btn{font-size:.9rem;border-radius:var(--radius-full)}@media(max-width:768px){.site-header .nav-desktop-btn{display:none}}@media(max-width:1024px){.site-header .nav-cta-btn{display:none}}.nav-toggle{display:flex;flex-direction:column;gap:5px;padding:8px;background:none;border:none;cursor:pointer;border-radius:var(--radius-md);transition:background var(--transition-fast)}.nav-toggle:hover{background:var(--primary-lighter)}.nav-toggle span{width:22px;height:2px;background:var(--text-dark);border-radius:1px;transition:transform .3s,opacity .3s;display:block}.nav-toggle--open span:nth-child(1){transform:translateY(7px) rotate(45deg)}.nav-toggle--open span:nth-child(2){opacity:0}.nav-toggle--open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.section-light{background:var(--bg-light)}.section-alt{background:linear-gradient(180deg,var(--secondary-light) 0%,var(--bg-section-alt) 100%)}.section-tint{background:linear-gradient(180deg,var(--secondary-lighter) 0%,var(--bg-section-tint) 100%)}.section-light,.section-alt,.section-tint{padding:var(--section-padding) 0}.section-divider{width:100%;height:60px;margin-top:-40px;display:block;line-height:0}.section-divider svg{width:100%;height:100%;display:block}.section-divider--tint svg path{fill:var(--bg-section-tint)}.section-divider--alt svg path{fill:var(--bg-section-alt)}.section-divider--cta{margin-bottom:-1px}.section-divider--cta svg path{fill:var(--primary)}.section-divider--dark svg path{fill:var(--bg-dark)}.reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}.reveal.visible{opacity:1;transform:translateY(0)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 24px;font-family:var(--font-body);font-size:1rem;font-weight:600;text-align:center;border:2px solid transparent;border-radius:var(--radius-full);cursor:pointer;position:relative;overflow:hidden;transition:transform .3s cubic-bezier(.25,.46,.45,.94),color .3s cubic-bezier(.25,.46,.45,.94),border-color .3s cubic-bezier(.25,.46,.45,.94),box-shadow .3s cubic-bezier(.25,.46,.45,.94);text-decoration:none}.btn:focus{outline:none;box-shadow:0 0 0 3px #6366f14d}.btn-primary{background-color:var(--primary);border-color:var(--primary);color:#fff}.btn-primary:before{content:"";position:absolute;inset:0;background:var(--primary-dark);border-radius:inherit;transform:translate(-100%);transition:transform .3s cubic-bezier(.25,.46,.45,.94);z-index:0}.btn-primary:hover:before{transform:translate(0)}.btn-primary:hover{color:#fff;transform:scale(1.03);box-shadow:var(--shadow-md)}.btn-primary:disabled,.btn:disabled{background-color:var(--text-light);border-color:var(--border-medium);color:var(--text-muted);cursor:not-allowed;transform:none;box-shadow:none}.btn-primary:disabled:hover{background-color:var(--text-light);border-color:var(--border-medium);color:var(--text-muted);transform:none}.btn:disabled:before,.btn:disabled:hover:before{transform:translate(-100%)}.btn-secondary{background-color:transparent;border-color:var(--primary);color:var(--primary-dark)}.btn-secondary:before{content:"";position:absolute;inset:0;background:var(--primary);border-radius:inherit;transform:translate(-100%);transition:transform .3s cubic-bezier(.25,.46,.45,.94);z-index:0}.btn-secondary:hover:before{transform:translate(0)}.btn-secondary:hover{color:#fff;transform:scale(1.03)}.btn-secondary>*,.btn-primary>*,.btn-white>*{position:relative;z-index:1}.btn .btn-text{position:relative;z-index:1}.btn-white{background-color:var(--bg-white);border-color:var(--bg-white);color:var(--text-dark)}.btn-white:before{content:"";position:absolute;inset:0;background:var(--primary-light);border-radius:inherit;transform:translate(-100%);transition:transform .3s cubic-bezier(.25,.46,.45,.94);z-index:0}.btn-white:hover:before{transform:translate(0)}.btn-white:hover{color:var(--text-dark);transform:scale(1.03)}.tool-hero{background:var(--bg-white);border-bottom:1px solid var(--border-light);padding:48px 0 40px;text-align:center;position:relative;overflow:hidden}.tool-hero h1{color:#1f2937;margin-bottom:.4em;font-size:clamp(1.8rem,4vw,3.5rem)}.tool-hero .lead{color:var(--text-body);margin-bottom:0;font-size:1.05rem;line-height:1.75}.tool-hero .tool-badge{display:inline-block;padding:4px 14px;border-radius:var(--radius-full);font-size:.8rem;font-weight:700;letter-spacing:.06em;margin-bottom:12px;text-transform:uppercase;border:none;background:var(--primary-light);color:var(--primary-darker)}.tool-hero .tool-badge--calculator,.tool-hero .tool-badge--explainer,.tool-hero .tool-badge--tool,.tool-hero .tool-badge--appraisal,.tool-hero .tool-badge--success,.tool-hero .tool-badge--free-tools{background:var(--primary-light);color:var(--primary-darker);border:none}.hero-pulse:before{content:"";position:absolute;inset:0;z-index:0;background:radial-gradient(ellipse 80% 60% at 50% 50%,rgba(65,123,233,.45) 0%,transparent 70%);pointer-events:none;animation:hero-pulse-glow 6s ease-in-out infinite}.hero-pulse .container{position:relative;z-index:1}@keyframes hero-pulse-glow{0%,to{opacity:.4}50%{opacity:.9}}.tool-body{padding:40px 0 60px;background:var(--bg-lighter);min-height:60vh}.repayment-calc-wrapper{display:flex;flex-direction:column;gap:32px}.tool-layout{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}.balance-chart-card{background:var(--bg-white);background:#ffffffa6;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-radius:var(--radius-xl);padding:32px;box-shadow:var(--shadow-md);border:1px solid rgba(255,255,255,.5)}.balance-chart h3{font-size:1.1rem;margin-bottom:20px;color:var(--text-dark)}.balance-chart-svg{width:100%;max-width:560px;height:auto;display:block}.balance-chart .chart-label{font-size:.75rem;fill:var(--text-muted);font-family:var(--font-body)}.balance-chart-legend{display:flex;flex-wrap:wrap;gap:12px 24px;margin-top:16px;font-size:.88rem;color:var(--text-body)}.legend-item{display:flex;align-items:center;gap:8px}.legend-dot{width:12px;height:12px;border-radius:50%}@media(max-width:768px){.balance-chart-card{padding:16px}}.tool-card{background:var(--bg-white);background:#ffffffa6;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-radius:var(--radius-xl);padding:32px;box-shadow:var(--shadow-md);border:1px solid rgba(255,255,255,.5);transition:all var(--transition-base)}.tool-card:hover{background:#ffffffd9;box-shadow:var(--shadow-xl),0 0 24px #6366f11a}.tool-card h2{font-size:1.2rem;margin-bottom:24px;padding-bottom:12px;border-bottom:2px solid var(--tool-accent-light, var(--primary-light));display:flex;align-items:center;gap:10px}.tool-card h2 .icon{width:32px;height:32px;background:linear-gradient(135deg,var(--tool-accent-light, var(--primary-light)) 0%,var(--tool-accent-light, var(--secondary-light)) 100%);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;flex-shrink:0}.tool-card h2 .icon svg{width:18px;height:18px;stroke:var(--tool-accent-dark, var(--primary-dark));fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.results-card{position:sticky;top:20px}.form-group{margin-bottom:18px}.form-group label{display:block;font-size:.9rem;font-weight:600;color:var(--text-dark);margin-bottom:5px}input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}input[type=number]{-moz-appearance:textfield}input[type=number],input[type=text],input[type=email],input[type=tel],select{width:100%;padding:12px 16px;font-family:var(--font-body);font-size:1rem;font-weight:600;color:var(--text-dark);background:var(--bg-white);border:2px solid var(--border-light);border-radius:var(--radius-md);transition:all var(--transition-fast)}input:focus,select:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px #6366f133}.input-prefix{position:relative}.input-prefix:before{content:"$";position:absolute;left:14px;top:50%;transform:translateY(-50%);font-weight:600;color:var(--text-muted);font-size:1rem;pointer-events:none;z-index:1}.input-prefix input{padding-left:30px}.input-suffix{position:relative}.input-suffix:after{content:"%";position:absolute;right:10px;top:50%;transform:translateY(-50%);color:var(--text-muted);font-size:.9rem;pointer-events:none}.input-suffix input{padding-right:30px}.toggle-group{display:flex;gap:0;border:2px solid var(--border-light);border-radius:var(--radius-md);overflow:hidden;background:var(--bg-lighter)}.toggle-group button{flex:1;padding:10px 8px;font-family:var(--font-body);font-size:.85rem;font-weight:600;color:var(--text-muted);background:transparent;border:none;cursor:pointer;transition:all var(--transition-fast);white-space:nowrap}.toggle-group button.active{background:var(--primary-light);color:var(--primary-dark);box-shadow:inset 0 0 0 2px var(--primary),var(--shadow-sm);font-weight:700}.toggle-group button:hover:not(.active){color:var(--text-dark);background:#ffffff80}.toggle-group-wrap{flex-wrap:wrap}.toggle-group-wrap button{min-width:0}.toggle-group-stack{flex-direction:column;overflow:visible}.toggle-group-stack button{flex:none;width:100%;text-align:left;padding:10px 14px;white-space:normal;border-bottom:1px solid var(--border-light)}.toggle-group-stack button:last-child{border-bottom:none}.appraisal-choice-select{display:none}@media(max-width:768px){.appraisal-choice-toggle{display:none!important}.appraisal-choice-select{display:block;width:100%}}.appraisal-form-layout .form-submit{margin-top:24px}.appraisal-form-layout .form-submit button{width:100%}.appraisal-next-steps{margin:0 0 24px;padding-left:20px;font-size:.95rem;color:var(--text-body);line-height:1.6}.appraisal-next-steps li{margin-bottom:8px}.disclosure-box{background:#0ea5e91a;border:1px solid rgba(14,165,233,.35);border-radius:var(--radius-md);padding:16px 20px;margin:24px 0 20px}.disclosure-box p{font-size:.95rem;color:var(--text-body);margin-bottom:16px;line-height:1.5}.disclosure-checkbox{display:flex;align-items:center;gap:12px;cursor:pointer;font-size:.95rem;font-weight:600;color:var(--text-dark);user-select:none}.disclosure-checkbox input{position:absolute;opacity:0;width:0;height:0}.disclosure-checkbox__box{width:22px;height:22px;min-width:22px;border:2px solid var(--border-medium);border-radius:var(--radius-sm);background:var(--bg-white);display:flex;align-items:center;justify-content:center;transition:all var(--transition-fast)}.disclosure-checkbox__box:after{content:"";width:6px;height:11px;border:solid white;border-width:0 2px 2px 0;transform:rotate(45deg) translateY(-1px);opacity:0;transition:opacity var(--transition-fast)}.disclosure-checkbox input:checked+.disclosure-checkbox__box{background:var(--primary);border-color:var(--primary)}.disclosure-checkbox input:checked+.disclosure-checkbox__box:after{opacity:1}.disclosure-checkbox:hover .disclosure-checkbox__box{border-color:var(--primary)}.disclosure-checkbox input:focus-visible+.disclosure-checkbox__box{box-shadow:0 0 0 3px #6366f14d}.form-error{background:var(--error-bg);border:1px solid color-mix(in srgb,var(--error) 40%,transparent);color:var(--error);padding:12px 16px;border-radius:var(--radius-md);font-size:.9rem;margin-bottom:16px}.success-content{max-width:600px;margin:0 auto}.success-card{background:#ffffffa6;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-radius:var(--radius-xl);padding:24px;margin-bottom:20px;box-shadow:var(--shadow-md);border:1px solid rgba(255,255,255,.5)}.success-card h2{font-size:1.2rem;margin-bottom:12px}.success-placeholder{color:var(--text-muted);font-size:.9rem}[data-theme=dark] .success-card{background:#1f2937d9;border-color:#4b556380;color:var(--text-body)}[data-theme=dark] .success-card h2{color:var(--text-dark)}[data-theme=dark] .success-card p,[data-theme=dark] .success-card a{color:var(--text-body)}[data-theme=dark] .success-card a:hover{color:var(--primary)}.result-highlight{background:linear-gradient(135deg,var(--primary-light) 0%,var(--secondary-light) 100%);border-radius:var(--radius-lg);padding:20px;margin:20px 0 16px;text-align:center}.result-highlight .big-number{font-family:var(--font-heading);font-size:2.2rem;font-weight:800;color:var(--secondary-dark);line-height:1}.result-highlight .big-label{font-size:.85rem;font-weight:600;color:var(--secondary-dark);margin-top:4px}.result-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--border-light)}.result-row:last-child{border-bottom:none}.result-row .label{font-size:.88rem;color:var(--text-body)}.result-row .value{font-family:var(--font-heading);font-size:1rem;font-weight:700;color:var(--text-dark);text-align:right;display:flex;flex-direction:column;align-items:flex-end;gap:2px}.result-row .value.positive{color:var(--success)}.result-row .value .result-meta{font-size:.8rem;font-weight:500;color:var(--text-muted)}.savings-banner{background:linear-gradient(135deg,var(--success-bg) 0%,color-mix(in srgb,var(--success) 30%,transparent) 100%);border-radius:var(--radius-lg);padding:16px 20px;margin-top:12px;display:flex;align-items:center;gap:12px}.savings-banner.hidden{display:none}.savings-banner .savings-icon{width:36px;height:36px;background:var(--success);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}.savings-banner .savings-icon svg{width:18px;height:18px;stroke:#fff;fill:none;stroke-width:2.5}.savings-banner .savings-text .amount{font-family:var(--font-heading);font-weight:800;font-size:1.1rem;color:var(--success)}.savings-banner .savings-text .desc{font-size:.8rem;color:var(--success);opacity:.9}.grant-banner{background:linear-gradient(135deg,var(--warning-bg) 0%,color-mix(in srgb,var(--warning) 40%,transparent) 100%);border-radius:var(--radius-lg);padding:14px 20px;margin-top:10px;display:flex;align-items:center;gap:12px}.grant-banner.hidden{display:none}.grant-banner .grant-icon{width:36px;height:36px;background:var(--warning);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}.grant-banner .grant-icon svg{width:18px;height:18px;stroke:#fff;fill:none;stroke-width:2.5}.grant-banner .grant-text .amount{font-family:var(--font-heading);font-weight:800;font-size:1.05rem;color:var(--warning)}.grant-banner .grant-text .desc{font-size:.78rem;color:var(--warning);opacity:.9}.fee-section{margin-top:16px;padding-top:12px;border-top:2px solid var(--primary-light)}.fee-section h3{font-size:.9rem;color:var(--text-dark);margin-bottom:8px;display:flex;align-items:center;gap:8px}.fee-row{display:flex;justify-content:space-between;align-items:center;padding:6px 0;font-size:.84rem}.fee-row .fee-label{color:var(--text-muted)}.fee-row .fee-value{font-family:var(--font-heading);font-weight:600;color:var(--text-body)}.fee-total{display:flex;justify-content:space-between;align-items:center;padding:10px 0 0;margin-top:6px;border-top:1px dashed var(--border-medium);font-size:.88rem}.fee-total .fee-label{font-weight:600;color:var(--text-dark)}.fee-total .fee-value{font-family:var(--font-heading);font-weight:700;color:var(--text-dark)}.ipe-tooltip-trigger{position:relative;display:inline-flex;align-items:center;cursor:help;margin-right:6px;flex-shrink:0}.ipe-tooltip-icon{width:16px;height:16px;color:var(--text-muted);opacity:.7;transition:color .2s,opacity .2s}.ipe-tooltip-trigger:hover .ipe-tooltip-icon{color:var(--primary);opacity:1}.ipe-tooltip-popup{position:absolute;bottom:calc(100% + 8px);left:50%;transform:translate(-50%) translateY(4px);padding:10px 14px;font-size:.8rem;font-weight:500;line-height:1.4;color:#fff;background:#1e293bf5;border-radius:8px;box-shadow:0 4px 12px #00000040;white-space:normal;max-width:260px;min-width:180px;pointer-events:none;z-index:1000;opacity:0;visibility:hidden;transition:opacity .2s ease,transform .2s ease,visibility .2s}.ipe-tooltip-trigger:hover .ipe-tooltip-popup{opacity:1;visibility:visible;transform:translate(-50%) translateY(0)}.ipe-tooltip-popup:after{content:"";position:absolute;top:100%;left:50%;transform:translate(-50%);border:6px solid transparent;border-top-color:#1e293bf5}.ipe-tooltip-popup--down{bottom:auto;top:calc(100% + 8px);transform:translate(-50%) translateY(-4px)}.ipe-tooltip-trigger:hover .ipe-tooltip-popup--down{transform:translate(-50%) translateY(0)}.ipe-tooltip-popup--down:after{top:auto;bottom:100%;border-top-color:transparent;border-bottom-color:#1e293bf5}.ipe-accordion-body{overflow:hidden}.ipe-rental-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}@media(max-width:768px){.ipe-rental-grid{grid-template-columns:1fr}}.ipe-additional-loan-row{display:flex;align-items:flex-start;gap:8px;margin-bottom:8px}.ipe-remove-loan-btn{flex-shrink:0;width:32px;height:32px;border:1px solid var(--border-medium);border-radius:var(--radius-sm);background:transparent;color:var(--text-muted);font-size:1.2rem;line-height:1;cursor:pointer;display:flex;align-items:center;justify-content:center;margin-top:26px;transition:background .15s,color .15s}.ipe-remove-loan-btn:hover{background:#dc26261a;color:var(--error);border-color:var(--error)}.ipe-add-loan-btn{display:inline-flex;align-items:center;gap:6px;padding:8px 16px;margin-top:4px;margin-bottom:12px;border:1px dashed var(--primary);border-radius:var(--radius-md);background:transparent;color:var(--primary);font-size:.875rem;font-weight:600;cursor:pointer;transition:background .15s}.ipe-add-loan-btn:hover{background:var(--primary-lighter)}.ipe-add-offset-btn{display:inline-flex;align-items:center;gap:6px;padding:6px 14px;margin-top:12px;border:1px dashed var(--border-medium);border-radius:var(--radius-md);background:transparent;color:var(--text-muted);font-size:.82rem;font-weight:500;cursor:pointer;transition:background .15s,color .15s,border-color .15s}.ipe-add-offset-btn:hover{background:var(--bg-light);color:var(--primary);border-color:var(--primary)}.ipe-offset-section{border:1px solid var(--border-light);border-radius:var(--radius-md);padding:12px 14px;margin-top:12px;background:var(--bg-light)}.ipe-offset-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.ipe-projection-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}.ipe-projection-table{width:100%;border-collapse:collapse;font-size:.82rem;white-space:nowrap}.ipe-projection-table thead tr{border-bottom:2px solid var(--border-medium)}.ipe-projection-table th{padding:8px 10px;text-align:right;font-weight:600;color:var(--text-muted)}.ipe-projection-table th.ipe-col-left{text-align:left}.ipe-projection-table td{padding:7px 10px;text-align:right;border-bottom:1px solid var(--border-light)}.ipe-projection-table td.ipe-col-left{text-align:left}.ipe-accordion-body:has(.ipe-tooltip-trigger:hover){overflow:visible}.ipe-accordion-body .ipe-tooltip-popup:not(.ipe-tooltip-popup--down):not(.ipe-tooltip-popup--left):not(.ipe-tooltip-popup--up){bottom:auto;top:50%;left:calc(100% + 10px);transform:translate(0) translateY(calc(-50% - 4px))}.ipe-accordion-body .ipe-tooltip-trigger:hover .ipe-tooltip-popup:not(.ipe-tooltip-popup--down):not(.ipe-tooltip-popup--left):not(.ipe-tooltip-popup--up){transform:translate(0) translateY(-50%)}.ipe-accordion-body .ipe-tooltip-popup:not(.ipe-tooltip-popup--down):not(.ipe-tooltip-popup--left):not(.ipe-tooltip-popup--up):after{top:50%;left:auto;right:100%;transform:translateY(-50%);border-top-color:transparent;border-right-color:#1e293bf5}.results-card .ipe-tooltip-popup:not(.ipe-tooltip-popup--down):not(.ipe-tooltip-popup--left):not(.ipe-tooltip-popup--up){bottom:auto;top:50%;left:calc(100% + 10px);transform:translate(0) translateY(calc(-50% - 4px))}.results-card .ipe-tooltip-trigger:hover .ipe-tooltip-popup:not(.ipe-tooltip-popup--down):not(.ipe-tooltip-popup--left):not(.ipe-tooltip-popup--up){transform:translate(0) translateY(-50%)}.results-card .ipe-tooltip-popup:not(.ipe-tooltip-popup--down):not(.ipe-tooltip-popup--left):not(.ipe-tooltip-popup--up):after{top:50%;left:auto;right:100%;transform:translateY(-50%);border-top-color:transparent;border-right-color:#1e293bf5}.ipe-tooltip-popup--right{bottom:auto;top:50%;left:calc(100% + 10px);transform:translate(0) translateY(-50%) translate(-4px)}.ipe-tooltip-trigger:hover .ipe-tooltip-popup--right{transform:translate(0) translateY(-50%)}.ipe-tooltip-popup--right:after{top:50%;left:auto;right:100%;transform:translateY(-50%);border-top-color:transparent;border-right-color:#1e293bf5}.ipe-tooltip-popup--left{bottom:auto;top:50%;right:calc(100% + 10px);left:auto;transform:translate(0) translateY(-50%) translate(4px)}.ipe-tooltip-trigger:hover .ipe-tooltip-popup--left{transform:translate(0) translateY(-50%)}.ipe-tooltip-popup--left:after{inset:50% auto auto 100%;transform:translateY(-50%);border:6px solid transparent;border-left-color:#1e293bf5;border-top-color:transparent}.ipe-tooltip-popup--up{bottom:calc(100% + 8px);top:auto;left:50%;right:auto;transform:translate(-50%) translateY(4px)}.ipe-tooltip-trigger:hover .ipe-tooltip-popup--up{opacity:1;visibility:visible;transform:translate(-50%) translateY(0)}.ipe-tooltip-popup--up:after{inset:100% auto auto 50%;transform:translate(-50%);border:6px solid transparent;border-top-color:#1e293bf5}.ipe-notice{padding:16px 20px;background:#f9fafb;border:1px solid var(--border-light);border-radius:8px;font-size:.78rem;color:var(--text-muted);line-height:1.6}[data-theme=dark] .ipe-notice{background:#1e293b;border-color:var(--border-light)}.calc-cgt-notice{padding:14px 18px;background:var(--warning-bg, #fffbeb);border:1px solid #f59e0b;border-radius:8px;font-size:.82rem;color:var(--text-body);line-height:1.6;margin-top:16px}.calc-cgt-notice strong{color:#b45309}[data-theme=dark] .calc-cgt-notice{background:#f59e0b1a;border-color:#f59e0b66}[data-theme=dark] .calc-cgt-notice strong{color:#fbbf24}.grand-total{background:var(--bg-dark);border-radius:var(--radius-lg);padding:16px 20px;margin-top:16px;display:flex;justify-content:space-between;align-items:center}.grand-total .gt-label{font-size:.9rem;font-weight:600;color:#fffc}.grand-total .gt-value{font-family:var(--font-heading);font-size:1.4rem;font-weight:800;color:var(--bg-white)}.state-comparison{margin-top:20px}.state-comparison h3{font-size:.95rem;margin-bottom:10px;color:var(--text-muted);font-weight:600}.comparison-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.comparison-item{background:var(--bg-light);border-radius:var(--radius-md);padding:12px;text-align:center;border:1px solid var(--border-light);transition:all var(--transition-fast)}.comparison-item.active-state{background:var(--primary-light);border-color:var(--primary)}.comparison-item .state-name{font-size:.78rem;font-weight:600;color:var(--text-muted);text-transform:uppercase;letter-spacing:.03em}.comparison-item .state-duty{font-family:var(--font-heading);font-size:1.05rem;font-weight:700;color:var(--text-dark);margin-top:2px}.comparison-item .state-fees{font-size:.75rem;color:var(--text-muted);margin-top:1px}.comparison-item.active-state .state-name{color:var(--primary-dark)}.disclaimer-bar{background:var(--bg-section-alt);border-top:1px solid var(--border-medium);padding:24px 0;text-align:center}.disclaimer-bar p{font-size:.8rem;color:var(--text-muted);max-width:700px;margin:0 auto;line-height:1.6}.tool-hero.hero-left{text-align:left}.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{position:relative;text-decoration:none;color:inherit;display:block;background:var(--bg-white);background:#ffffffa6;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-radius:var(--radius-xl);padding:28px;box-shadow:var(--shadow-md);border:1px solid rgba(255,255,255,.5);transition:all var(--transition-base)}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-xl),0 0 24px color-mix(in srgb,var(--tool-accent, #6366f1) 12%,transparent);background:#ffffffd9}.card.coming-soon{opacity:.7;pointer-events:none}.card.coming-soon:hover{transform:none;box-shadow:var(--shadow-md);background:#ffffffa6}.card-icon{width:48px;height:48px;background:linear-gradient(135deg,var(--tool-accent-light, var(--primary-light)) 0%,var(--tool-accent-light, var(--secondary-light)) 100%);border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:center;margin-bottom:16px}.card-icon svg{width:24px;height:24px;stroke:var(--tool-accent-dark, var(--primary-dark));fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.card h3{font-size:1.15rem;margin-bottom:8px}.card p{font-size:.95rem;color:var(--text-muted);margin-bottom:16px}.card .card-link{font-weight:600;color:var(--tool-accent-dark, var(--primary-dark));display:inline-flex;align-items:center;gap:4px}.card:not(.coming-soon):hover .card-link{color:var(--tool-accent, var(--primary-darker))}.accent--stamp-duty{--tool-accent: #417BE9;--tool-accent-light: #dbeafe;--tool-accent-dark: #2d6ad8}.accent--borrowing-power{--tool-accent: #8b5cf6;--tool-accent-light: #ede9fe;--tool-accent-dark: #7c3aed}.accent--repayment{--tool-accent: #14b8a6;--tool-accent-light: #ccfbf1;--tool-accent-dark: #0d9488}.accent--rent-vs-buy{--tool-accent: #10b981;--tool-accent-light: #d1fae5;--tool-accent-dark: #059669}.accent--lmi{--tool-accent: #f59e0b;--tool-accent-light: #fef3c7;--tool-accent-dark: #d97706}.accent--supporting-docs{--tool-accent: #06b6d4;--tool-accent-light: #cffafe;--tool-accent-dark: #0891b2}.accent--display-home{--tool-accent: #f43f5e;--tool-accent-light: #ffe4e6;--tool-accent-dark: #e11d48}.accent--home-buyer-journey{--tool-accent: #0ea5e9;--tool-accent-light: #e0f2fe;--tool-accent-dark: #0284c7}.accent--strata-report-red-flags{--tool-accent: #f97316;--tool-accent-light: #ffedd5;--tool-accent-dark: #ea580c}.accent--sell-and-move{--tool-accent: #a855f7;--tool-accent-light: #f3e8ff;--tool-accent-dark: #9333ea}.accent--land-tax{--tool-accent: #84cc16;--tool-accent-light: #ecfccb;--tool-accent-dark: #65a30d}.accent--ipe{--tool-accent: #6366f1;--tool-accent-light: #e0e7ff;--tool-accent-dark: #4f46e5}.accent--new-build{--tool-accent: #64748b;--tool-accent-light: #f1f5f9;--tool-accent-dark: #475569}.accent--ipe-broker{--tool-accent: #0d9488;--tool-accent-light: #ccfbf1;--tool-accent-dark: #0f766e}.process-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;margin-top:40px;position:relative}.process-steps:before{content:"";position:absolute;top:20px;left:12%;right:12%;height:2px;background:linear-gradient(90deg,var(--primary),var(--secondary));opacity:.25;z-index:0}.process-step{position:relative;z-index:1;opacity:0;transform:translateY(16px);transition:opacity .5s ease,transform .5s ease}.process-steps.reveal.visible .process-step{opacity:1;transform:translateY(0)}.process-steps.reveal.visible .process-step:nth-child(1){transition-delay:.1s}.process-steps.reveal.visible .process-step:nth-child(2){transition-delay:.2s}.process-steps.reveal.visible .process-step:nth-child(3){transition-delay:.3s}.process-steps.reveal.visible .process-step:nth-child(4){transition-delay:.4s}.step-number{width:40px;height:40px;background:linear-gradient(135deg,var(--primary),var(--secondary-dark));color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-heading);font-weight:800;font-size:1.1rem;margin-bottom:12px}.process-steps h4{font-size:1.1rem;margin-bottom:6px}.process-steps p{font-size:.9rem;color:var(--text-muted);margin-bottom:0}.feature-section{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.feature-section .feature-content h2,.feature-section .feature-content p{margin-bottom:16px}.feature-section .feature-list{list-style:none;margin:0;padding:0}.feature-section .feature-list li{position:relative;padding-left:24px;margin-bottom:10px;font-size:.95rem;color:var(--text-body)}.feature-section .feature-list li:before{content:"";position:absolute;left:0;top:8px;width:8px;height:8px;background:var(--primary);border-radius:50%}.feature-placeholder{background:var(--bg-lighter);border:2px dashed var(--border-medium);border-radius:var(--radius-lg);aspect-ratio:4/3;display:flex;align-items:center;justify-content:center;color:var(--text-light);font-size:.9rem}.feature-image{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg)}.feature-image img{width:100%;height:auto;display:block;object-fit:cover;aspect-ratio:4/3}.cta-section{background:linear-gradient(135deg,var(--primary) 0%,var(--secondary-dark) 100%);padding:var(--section-padding) 0;text-align:center;position:relative;overflow:hidden}.cta-section:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 50% 0%,rgba(255,255,255,.12) 0%,transparent 50%);pointer-events:none}.cta-section h2{color:#fff;margin-bottom:12px}.cta-section .cta-subtext{color:#ffffffe6;font-size:1.1rem;margin-bottom:24px}.cta-section .cta-subtext a.cta-link{color:#fff;text-decoration:underline;text-underline-offset:3px}.cta-section .cta-subtext a.cta-link:hover{color:#ffffffe6}.cta-section .btn-white:hover{box-shadow:0 0 20px #ffffff4d}.site-footer{background:var(--bg-dark);border-top:none;padding:48px 0 24px}.footer-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:32px;margin-bottom:40px}.footer-column h4{font-size:.9rem;text-transform:uppercase;letter-spacing:.05em;color:#ffffff80;margin-bottom:16px}.footer-column p,.footer-column a{font-size:.9rem;color:#fffc}.footer-column a:hover{color:var(--primary-light)}.footer-column p[style*="font-weight: 600"]{color:#fff}.footer-column ul{list-style:none;margin:0;padding:0}.footer-column ul li{margin-bottom:8px}.site-footer .footer-bottom{padding-top:24px;border-top:1px solid rgba(255,255,255,.1);text-align:center;font-size:.8rem;color:#ffffff80}.site-footer .footer-bottom a{color:#ffffffb3}.site-footer .footer-bottom a:hover{color:var(--primary-light)}.section-header{text-align:center;max-width:600px;margin:0 auto 40px}.section-header h2{margin-bottom:12px}.section-header p{color:var(--text-muted);margin-bottom:0}.lmi-explainer-wrapper,.supporting-docs-wrapper{max-width:720px;margin:0 auto}.lmi-info-card{margin-bottom:24px}.lmi-info-card-title{font-size:1.25rem;margin-bottom:12px}.lmi-info-card-body{margin:0 0 12px;font-size:.95rem;line-height:1.6;color:var(--text-body)}.lmi-info-card-cta{margin:0;font-size:.95rem;font-weight:600;color:var(--primary-darker)}.lmi-explainer-card{max-width:720px}.lmi-explainer-heading{display:flex;align-items:center;gap:10px;font-size:1.2rem;margin-bottom:24px;padding-bottom:12px;border-bottom:2px solid var(--primary-light)}.lmi-explainer-heading .icon{width:32px;height:32px;background:linear-gradient(135deg,var(--primary-light) 0%,var(--secondary-light) 100%);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center}.lmi-explainer-heading .icon svg{width:18px;height:18px;stroke:var(--primary-dark);fill:none}.lmi-zone-status{background:var(--bg-lighter);border:1px solid var(--border-medium);border-left:6px solid var(--primary);border-radius:var(--radius-md);padding:16px 20px;margin-bottom:24px;height:140px;overflow-y:auto}.lmi-zone-status h3{font-size:1.1rem;margin-bottom:8px}.lmi-zone-status p{margin:0;font-size:.95rem;color:var(--text-body);line-height:1.5;overflow-wrap:break-word;word-wrap:break-word}.lmi-slider-group{margin-bottom:32px}.lmi-slider-group label{display:block;margin-bottom:8px;font-weight:600}.lmi-lvr-slider{width:100%;height:8px;-webkit-appearance:none;appearance:none;background:var(--bg-lighter);border-radius:var(--radius-full);outline:none}.lmi-lvr-slider::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:24px;height:24px;background:var(--primary);border-radius:50%;cursor:pointer;border:2px solid white;box-shadow:var(--shadow-md)}.lmi-lvr-slider::-moz-range-thumb{width:24px;height:24px;background:var(--primary);border-radius:50%;cursor:pointer;border:2px solid white;box-shadow:var(--shadow-md)}.lmi-slider-labels{display:flex;justify-content:space-between;margin-top:6px;font-size:.8rem;color:var(--text-muted);position:relative}.lmi-slider-labels .lmi-slider-value{position:absolute;transform:translate(-50%);font-weight:600;color:var(--primary-darker)}.lmi-bar-chart{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:flex-end;height:200px;margin-bottom:24px;padding-bottom:8px;border-bottom:2px solid var(--border-light)}.lmi-bar-container{display:flex;flex-direction:column;align-items:center;height:100%;position:relative}.lmi-bar-track{display:flex;flex-direction:column;justify-content:flex-end;align-items:center;width:100%;height:100%;min-height:0}.lmi-bar-value{font-size:.85rem;font-weight:700;color:var(--text-dark);margin-bottom:8px;min-height:1.2em}.lmi-bar{width:100%;max-width:80px;margin:0 auto;min-height:4px;border-radius:var(--radius-md) var(--radius-md) 0 0;transition:height .3s ease,background-color .3s ease}.lmi-bar-lmi{background:repeating-linear-gradient(45deg,var(--error),var(--error) 5px,color-mix(in srgb,var(--error) 80%,#000) 5px,color-mix(in srgb,var(--error) 80%,#000) 10px)!important}.lmi-bar-label{font-size:.8rem;color:var(--text-muted);text-align:center;margin-top:8px;line-height:1.2}.lmi-insight-callout{background:var(--primary-lighter);border:1px solid var(--primary-light);border-radius:var(--radius-lg);padding:16px 20px}.lmi-insight-callout p{margin:0;font-size:.95rem;font-weight:600;color:var(--primary-darker);line-height:1.5}@media(max-width:768px){.lmi-bar-chart{grid-template-columns:1fr;grid-template-rows:repeat(3,auto);height:auto;gap:20px}.lmi-bar-container{flex-direction:column;align-items:stretch;gap:6px;height:auto}.lmi-bar-container>.lmi-bar-value{margin-bottom:0;order:1}.lmi-bar-container>.lmi-bar-track{order:2;flex:none;height:28px;flex-direction:row;justify-content:flex-start;align-items:stretch;min-width:0}.lmi-bar-container>.lmi-bar-label{order:3;margin-top:0;text-align:left}.lmi-bar-track{flex:none;width:100%;height:28px;display:flex;flex-direction:row;align-items:stretch;background:var(--bg-lighter);border-radius:var(--radius-md);overflow:hidden}.lmi-bar{width:calc(var(--bar-fill, 0) * 1%);min-width:4px;height:28px;min-height:28px;max-width:none;margin:0;flex-shrink:0;border-radius:var(--radius-md);transition:width .3s ease,background-color .3s ease}}.dhu-disclaimer{font-size:.9rem;color:var(--text-muted);margin-bottom:20px;line-height:1.5;border-left:3px solid var(--border-medium);padding-left:12px}.dhu-list{display:flex;flex-direction:column;gap:10px}.dhu-item{display:flex;align-items:flex-start;gap:12px;padding:14px 16px;border:1.5px solid var(--border-light);border-radius:var(--radius-md);cursor:pointer;transition:border-color var(--transition-fast),background var(--transition-fast);background:var(--bg-white)}.dhu-item:hover{border-color:var(--primary-light);background:var(--bg-lighter)}.dhu-item--checked{border-color:var(--primary);background:var(--primary-lighter)}.dhu-checkbox-input{position:absolute;opacity:0;width:0;height:0}.dhu-checkbox__box{width:20px;height:20px;min-width:20px;border:2px solid var(--border-medium);border-radius:var(--radius-sm);background:var(--bg-white);display:flex;align-items:center;justify-content:center;margin-top:2px;transition:all var(--transition-fast)}.dhu-item--checked .dhu-checkbox__box{background:var(--primary);border-color:var(--primary)}.dhu-item--checked .dhu-checkbox__box:after{content:"";width:5px;height:10px;border:solid white;border-width:0 2px 2px 0;transform:rotate(45deg) translateY(-1px)}.dhu-item-body{display:flex;flex-direction:column;gap:4px;flex:1}.dhu-item-name{font-weight:700;font-size:.95rem;color:var(--text-dark)}.dhu-item-meta{display:flex;flex-wrap:wrap;gap:4px 16px;font-size:.83rem;color:var(--text-body);align-items:center}.dhu-meta-label{color:var(--text-muted)}.dhu-meta-sep{display:block;width:100%;height:0}.dhu-item-note{font-size:.8rem;color:var(--text-muted);font-style:italic}.dhu-empty{padding:32px 0;text-align:center;color:var(--text-muted);font-size:.95rem}.dhu-result-label{font-size:.9rem;font-weight:600;color:var(--text-body);margin-bottom:6px}.dhu-gap-number{font-size:2rem!important;color:var(--error)!important;margin-bottom:8px}.dhu-result-sub{font-size:.85rem;color:var(--text-muted)}.dhu-summary-rows{margin-top:24px;display:flex;flex-direction:column;gap:0;border-top:1px solid var(--border-light)}.dhu-summary-row{display:flex;justify-content:space-between;align-items:center;padding:9px 0;font-size:.88rem;color:var(--text-body);border-bottom:1px solid var(--border-light)}.dhu-summary-name{flex:1;padding-right:12px}.dhu-summary-gap{font-weight:700;white-space:nowrap}.dhu-summary-total{font-weight:700;color:var(--text-dark);font-size:.9rem}.dhu-summary-gap-total span:last-child{color:var(--error)}.dhu-disclaimer-footer{margin-top:20px;font-size:.78rem;color:var(--text-muted);line-height:1.5;border-top:1px solid var(--border-light);padding-top:12px}.sme-slider-wrap{display:flex;flex-direction:column;gap:4px}.sme-slider-wrap .sme-slider-value{font-weight:700;font-size:1rem;color:var(--primary-darker);order:-1}.sme-slider-wrap .lmi-lvr-slider{order:0}.sme-slider-wrap .lmi-slider-labels{order:1;margin-top:0}.sme-slider-wrap .bcrf-cost-slider{min-height:40px;padding:6px 0;box-sizing:border-box}.sme-slider-wrap .bcrf-cost-slider::-webkit-slider-thumb{width:32px;height:32px;margin-top:-12px}.sme-slider-wrap .bcrf-cost-slider::-webkit-slider-runnable-track{height:8px;margin:6px 0}.sme-slider-wrap .bcrf-cost-slider::-moz-range-thumb{width:32px;height:32px}.sme-slider-wrap .bcrf-cost-slider::-moz-range-track{height:8px}.sme-section-heading{font-size:.95rem;font-weight:600;color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;margin:24px 0 12px;padding-top:16px;border-top:1px solid var(--border-light)}.sme-section-heading:first-of-type{margin-top:0;padding-top:0;border-top:none}.bcrf-slider-wrap{margin-top:10px;padding:8px 0}.bcrf-cost-slider{display:block;width:100%;min-height:8px;background:var(--border-medium)!important;border:1px solid var(--border-medium)}.bcrf-cost-slider::-webkit-slider-runnable-track{width:100%;height:8px;background:var(--border-medium);border-radius:var(--radius-full)}.bcrf-cost-slider::-moz-range-track{width:100%;height:8px;background:var(--border-medium);border-radius:var(--radius-full)}.bcrf-slider-wrap .lmi-slider-labels{min-height:1.4em}.ltg-actions{display:flex;gap:10px;margin-bottom:20px}.ltg-pool{display:flex;flex-wrap:wrap;gap:10px;min-height:72px;padding:16px;background:var(--bg-lighter);border:2px dashed var(--border-medium);border-radius:var(--radius-lg);transition:border-color var(--transition-fast),background var(--transition-fast)}.ltg-pool.drag-over{border-color:var(--primary);background:var(--primary-lighter)}.ltg-pool-empty{font-size:.9rem;color:var(--text-muted);align-self:center}.ltg-states-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.ltg-state-zone{min-height:140px;padding:14px;background:var(--bg-lighter);border:2px solid var(--border-light);border-radius:var(--radius-lg);transition:border-color var(--transition-fast),background var(--transition-fast)}.ltg-state-zone.drag-over{border-color:var(--primary);background:var(--primary-lighter)}.ltg-state-header{font-size:1rem;font-weight:700;color:var(--text-dark);margin-bottom:8px}.ltg-state-houses{display:grid;grid-template-columns:repeat(2,max-content);gap:6px;min-height:44px;margin-bottom:8px}.ltg-state-total{font-size:.82rem;color:var(--text-muted);margin-bottom:4px}.ltg-tax-badge{display:inline-block;padding:4px 10px;border-radius:var(--radius-full);font-size:.8rem;font-weight:700}.ltg-tax-zero{background:var(--success-bg);color:var(--success)}.ltg-tax-low{background:var(--warning-bg);color:var(--warning)}.ltg-tax-high{background:var(--error-bg);color:var(--error)}.ltg-house{display:inline-flex;align-items:center;gap:6px;padding:6px 10px;background:var(--bg-white);border:2px solid var(--border-light);border-radius:var(--radius-md);cursor:grab;transition:border-color var(--transition-fast),box-shadow var(--transition-fast)}.ltg-house:hover{border-color:var(--primary-light)}.ltg-house:active{cursor:grabbing}.ltg-house-dragging{opacity:.5}.ltg-house-icon{display:flex;align-items:center;justify-content:center}.ltg-house-icon svg{width:22px;height:22px;stroke:var(--primary-dark);fill:none}.ltg-house-value{font-size:.85rem;font-weight:700;color:var(--text-dark)}.ltg-pool-actions{display:flex;gap:10px;margin-top:10px;margin-bottom:15px;align-items:center}.ltg-house-add{border-style:dashed;cursor:grab;opacity:.75}.ltg-house-add:hover{opacity:1;border-color:var(--primary)}.ltg-house-add-plus{font-size:1.1rem;font-weight:700;color:var(--primary);line-height:1}.ltg-trash-zone{display:flex;align-items:center;justify-content:center;width:44px;height:44px;border:2px dashed var(--border-medium);border-radius:var(--radius-md);color:var(--text-muted);transition:border-color var(--transition-fast),background var(--transition-fast)}.ltg-trash-zone svg{width:20px;height:20px}.ltg-trash-zone.drag-over{border-color:var(--error, #ef4444);background:var(--error-bg);color:var(--error, #ef4444)}@media(max-width:768px){.ltg-states-grid{grid-template-columns:repeat(2,1fr)}.ltg-state-zone{min-height:auto;min-width:0;padding:10px 8px;display:flex;align-items:center;flex-wrap:wrap;gap:6px;overflow:hidden}.ltg-state-header{flex:1;margin-bottom:0;order:1}.ltg-tax-badge{order:2;font-size:.72rem;padding:3px 6px;white-space:nowrap}.ltg-state-houses{width:100%;margin-bottom:0;order:3;grid-template-columns:repeat(2,max-content);overflow:hidden}.ltg-state-total{display:none}}@media(max-width:768px){.nav-sections{grid-template-columns:1fr;gap:20px}.nav-section--cta{border-top:1px solid var(--border-light);padding-top:16px}.tool-layout{grid-template-columns:1fr}.results-card{position:static}.comparison-grid{grid-template-columns:1fr}.toggle-group button{font-size:.78rem;padding:10px 4px;white-space:normal;text-align:center;line-height:1.2}.cards-grid{grid-template-columns:1fr}.process-steps{grid-template-columns:1fr;gap:24px}.process-steps:before{display:none}.feature-section{grid-template-columns:1fr}.feature-section .feature-image{order:-1}.footer-grid{grid-template-columns:1fr;gap:24px}.ipe-tooltip-popup--right{bottom:calc(100% + 8px);top:auto;left:50%;transform:translate(-50%) translateY(4px);max-width:min(260px,calc(100vw - 48px))}.ipe-tooltip-trigger:hover .ipe-tooltip-popup--right{transform:translate(-50%) translateY(0)}.ipe-tooltip-popup--right:after{top:100%;left:50%;right:auto;transform:translate(-50%);border-color:rgba(30,41,59,.96) transparent transparent transparent;border-right-color:transparent}.results-card .ipe-tooltip-popup:not(.ipe-tooltip-popup--down):not(.ipe-tooltip-popup--left):not(.ipe-tooltip-popup--up){left:50%;right:auto;top:auto;bottom:calc(100% + 8px);transform:translate(-50%) translateY(4px);max-width:min(260px,calc(100vw - 48px))}.results-card .ipe-tooltip-trigger:hover .ipe-tooltip-popup:not(.ipe-tooltip-popup--down):not(.ipe-tooltip-popup--left):not(.ipe-tooltip-popup--up){transform:translate(-50%) translateY(0)}.results-card .ipe-tooltip-popup:not(.ipe-tooltip-popup--down):not(.ipe-tooltip-popup--left):not(.ipe-tooltip-popup--up):after{top:100%;left:50%;right:auto;transform:translate(-50%);border-color:rgba(30,41,59,.96) transparent transparent transparent}}.ipe-print-view{display:none}.ipe-print-btn{display:inline-flex;align-items:center;gap:6px;padding:6px 14px;font-size:.8rem;font-weight:600;color:var(--primary);background:var(--bg-lighter);border:1.5px solid var(--primary);border-radius:var(--radius-md);cursor:pointer;transition:all var(--transition-fast);font-family:var(--font-body)}.ipe-print-btn:hover{background:var(--primary);color:#fff}.email-results-row{display:flex;gap:8px;flex-wrap:wrap;align-items:center}.email-results-form{display:flex;flex-direction:column;gap:10px;margin-top:14px;padding:16px;background:var(--bg-lighter);border:1px solid var(--border-light);border-radius:var(--radius-md)}.email-results-input{padding:8px 12px;font-size:.875rem;font-family:var(--font-body);border:1.5px solid var(--border-medium);border-radius:var(--radius-sm);background:#fff;color:var(--text-dark);transition:border-color var(--transition-fast)}.email-results-input:focus{outline:none;border-color:var(--primary)}.email-results-optin{display:flex;align-items:flex-start;gap:8px;font-size:.75rem;color:var(--text-muted);line-height:1.4;cursor:pointer}.email-results-optin input[type=checkbox]{margin-top:2px;flex-shrink:0;accent-color:var(--primary)}.email-results-success{margin-top:10px;font-size:.875rem;color:var(--success);font-weight:500}.email-results-error{font-size:.8rem;color:var(--error);margin:0}[data-theme=dark] .email-results-form{background:#ffffff0d;border-color:#ffffff26}[data-theme=dark] .email-results-input{background:#ffffff14;color:#ffffffe6;border-color:#ffffff40}[data-theme=dark] .email-results-input:focus{border-color:var(--primary)}.erp-overlay{position:fixed;inset:0;background:#00000073;display:flex;align-items:center;justify-content:center;z-index:1000;padding:16px}.erp-card{background:var(--bg-white);border-radius:var(--radius-lg);box-shadow:0 20px 60px #00000040;width:100%;max-width:400px;overflow:hidden}.erp-header{display:flex;justify-content:space-between;align-items:center;padding:20px 20px 0}.erp-title{font-size:1rem;font-weight:700;color:var(--text-dark);margin:0}.erp-close{background:none;border:none;cursor:pointer;color:var(--text-muted);padding:4px;border-radius:var(--radius-sm);display:flex;align-items:center;transition:color var(--transition-fast)}.erp-close:hover{color:var(--text-dark)}.erp-body{display:flex;flex-direction:column;gap:10px;padding:16px 20px}.erp-footer{padding:0 20px 20px}.erp-footer .btn{width:100%}.erp-success{display:flex;flex-direction:column;align-items:center;gap:12px;padding:32px 20px 24px;text-align:center;color:var(--success)}.erp-success p{margin:0;font-size:.95rem;color:var(--text-body);font-weight:500}.erp-success .btn{min-width:120px}[data-theme=dark] .erp-card{background:#1f2937}[data-theme=dark] .erp-title{color:#ffffffe6}.ipe-broker-fp h2{margin-bottom:16px}.ipe-broker-notice{margin-top:24px;padding:16px 20px;border-radius:var(--radius-md);background:var(--bg-lighter);border:1px solid var(--border-light);font-size:.8rem;color:var(--text-muted);line-height:1.6}.ipe-broker-notice strong{display:block;margin-bottom:6px;color:var(--text-body);font-size:.82rem}.ipe-broker-notice p{margin:0 0 8px}.ipe-broker-notice p:last-child{margin-bottom:0}.tg-label-short{display:none}@media(max-width:768px){.tg-label-short{display:inline}.tg-label-long{display:none}}.ipe-fp-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin-top:8px}.ipe-fp-col-header{font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.05em;color:var(--primary-darker);margin-bottom:8px;padding-bottom:6px;border-bottom:2px solid var(--primary-light)}.ipe-fp-sub-header{font-weight:600;font-size:.78rem;color:var(--text-muted);margin:12px 0 4px;padding-top:8px;border-top:1px dashed var(--border-light)}.ipe-fp-surplus-bar{margin-top:20px;padding:12px 20px;border-radius:var(--radius-md);font-weight:700;font-size:1rem;text-align:center}.ipe-fp-surplus-bar.surplus{background:#dcfce7;color:#166534}.ipe-fp-surplus-bar.shortfall{background:#dc262614;color:var(--error)}.ipe-fp-txn-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:24px;margin-top:12px}.ipe-add-debt-btn{margin-top:6px;font-size:.82rem;padding:4px 12px;border:1px dashed var(--border-medium);border-radius:var(--radius-sm);background:transparent;cursor:pointer;color:var(--primary-dark)}.ipe-add-debt-btn:hover{background:var(--primary-lighter)}@media(max-width:900px){.ipe-fp-grid{grid-template-columns:1fr}.ipe-fp-txn-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.ipe-fp-txn-grid{grid-template-columns:1fr}}@media print{@page{margin:12mm 14mm;size:A4 portrait}html[data-theme=dark]{--text-dark: #1a1a1a;--text-body: #374151;--text-muted: #6b7280;--bg-white: #ffffff;--bg-light: #f9fafb;--bg-section-alt: #eef2f6;--border-light: #e5e7eb;--border-medium: #d1d5db}html[data-theme=dark] .eq-svg-bank-body{fill:#e5e7eb!important;stroke:#6b7280!important}.eq-presentation{position:static!important;height:auto!important;overflow:visible!important;inset:unset!important}.site-header,.tool-hero,.section-divider,.cta-section,.site-footer,.disclaimer-bar{display:none!important}.tool-body{padding:0!important;background:none!important;min-height:0!important}.tool-body .container{padding:0!important}.tool-layout,.ipe-broker-fp{display:none!important}body *{visibility:hidden}.ipe-print-view,.ipe-print-view *{visibility:visible}body{font-size:9.5pt;color:#111;background:#fff;margin:0}.ipe-print-view{display:block!important;visibility:visible!important;position:absolute;top:0;left:0;width:100%;font-family:Arial,sans-serif;color:#111}.ipe-print-header{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:10px;padding-bottom:8px;border-bottom:2px solid #111}.ipe-print-header h1{font-size:13pt;font-weight:700;margin:0}.ipe-print-header-meta{font-size:8pt;color:#555;text-align:right}.ipe-print-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:10px}.ipe-print-section{border:1px solid #ccc;border-radius:4px;overflow:hidden;page-break-inside:avoid}.ipe-print-section.ipe-print-full{grid-column:1 / -1}.ipe-print-section-title{background:#f0f0f0;padding:4px 8px;font-size:7.5pt;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:#333}.ipe-print-body{padding:6px 8px}.ipe-print-row{display:flex;justify-content:space-between;align-items:baseline;padding:2px 0;font-size:8pt;border-bottom:1px solid #f0f0f0;gap:8px}.ipe-print-row:last-child{border-bottom:none}.ipe-print-label{color:#444;flex:1}.ipe-print-value{font-weight:600;color:#111;text-align:right;white-space:nowrap}.ipe-print-value.muted{color:#888;font-weight:400}.ipe-print-value.positive{color:#166534}.ipe-print-value.negative{color:#991b1b}.ipe-print-total{display:flex;justify-content:space-between;align-items:baseline;padding:4px 0 2px;margin-top:4px;border-top:1.5px solid #333;font-size:8.5pt;font-weight:700;gap:8px}.ipe-print-results-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;padding:6px 8px}.ipe-print-result-label{font-size:7pt;color:#555;margin-bottom:2px}.ipe-print-result-value{font-size:9.5pt;font-weight:700;color:#111}.ipe-print-result-value.positive{color:#166534}.ipe-print-result-value.negative{color:#991b1b}.ipe-print-cashflow{display:flex;justify-content:space-between;align-items:center;padding:6px 8px;background:#f8f8f8;border-top:1.5px solid #333;margin-top:4px}.ipe-print-cashflow-label{font-size:9pt;font-weight:700}.ipe-print-cashflow-value{font-size:12pt;font-weight:700}.ipe-print-disclaimer{margin-top:12px;padding-top:8px;border-top:1px solid #ccc;font-size:9.5pt;color:#666;line-height:1.5}}.term-inputs-row{display:flex;align-items:center;gap:8px}.term-inputs-row input{width:auto;flex:1;min-width:0}.term-inputs-row span{font-size:.9rem;font-weight:600;color:var(--text-muted);white-space:nowrap}.term-total-hint{margin-top:6px;font-size:.8rem;color:var(--text-muted)}.io-hint{margin-top:6px;font-size:.8rem;color:var(--text-muted);font-style:italic}.io-payment-detail{background:var(--primary-lighter);border:1px solid var(--primary-light);border-radius:var(--radius-md);padding:12px 16px;margin:8px 0 16px;overflow:hidden}.io-payment-detail .io-row{display:flex;justify-content:space-between;align-items:center;padding:4px 0;font-size:.88rem;color:var(--text-body)}.io-payment-detail .io-row strong{font-family:var(--font-heading);font-weight:700;color:var(--text-dark)}[data-theme=dark] .io-payment-detail{background:#0ea5e91a;border-color:#0ea5e940}[data-theme=dark] .io-payment-detail .io-row{color:#fffc}[data-theme=dark] .io-payment-detail .io-row strong{color:#fff}.extra-repayment-list{display:flex;flex-direction:column;gap:10px;margin-bottom:12px}.extra-repayment-row{display:flex;align-items:center;gap:8px}.extra-repayment-row input[type=date]{flex:1;min-width:0;width:auto}.lump-sum-list{display:flex;flex-direction:column;gap:10px;margin-bottom:12px}.lump-sum-row{display:flex;align-items:center;gap:8px}.lump-sum-row input[type=date]{flex:1;min-width:0;width:auto}.lump-sum-remove-btn{flex-shrink:0;width:32px;height:32px;padding:0;background:var(--error-bg);color:var(--error);border:1px solid color-mix(in srgb,var(--error) 30%,transparent);border-radius:var(--radius-md);cursor:pointer;font-size:1.2rem;line-height:1;display:flex;align-items:center;justify-content:center;transition:background var(--transition-fast),border-color var(--transition-fast)}.lump-sum-remove-btn:hover{background:color-mix(in srgb,var(--error) 20%,transparent);border-color:var(--error)}.lump-sum-add-btn{display:inline-flex;align-items:center;gap:6px;padding:8px 14px;background:transparent;color:var(--primary-dark);border:1.5px dashed var(--primary);border-radius:var(--radius-md);font-family:var(--font-body);font-size:.88rem;font-weight:600;cursor:pointer;transition:background var(--transition-fast),color var(--transition-fast)}.lump-sum-add-btn:hover{background:var(--primary-lighter);color:var(--primary-darker)}.add-rate-change-btn{display:inline-flex;align-items:center;gap:6px;padding:8px 14px;background:transparent;color:var(--primary-dark);border:1.5px dashed var(--primary);border-radius:var(--radius-md);font-family:var(--font-body);font-size:.88rem;font-weight:600;cursor:pointer;transition:background var(--transition-fast),color var(--transition-fast)}.add-rate-change-btn:hover{background:var(--primary-lighter);color:var(--primary-darker)}.rate-changes-section{overflow:hidden}.rate-changes-header{display:flex;align-items:center;margin-bottom:10px}.rate-changes-header label{margin-bottom:0}.rate-change-list{display:flex;flex-direction:column;gap:12px;margin-bottom:12px}.rate-change-row{display:flex;align-items:center;gap:8px}.rate-change-row select{flex:1;min-width:0;width:auto;padding:10px 8px;font-size:.9rem}.rate-change-row select:first-child{flex:2}@media(max-width:768px){.rate-change-row{flex-wrap:wrap;gap:6px}.rate-change-row select{font-size:.85rem;padding:8px 6px;flex:1 1 45%;min-width:0}.rate-change-row select:first-child{flex:1 1 45%}.rate-change-row .lump-sum-remove-btn{flex:0 0 auto;align-self:center}}.savings-badge{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;text-align:center;gap:4px;padding:8px 14px;margin-top:14px;width:100%;background:var(--success-bg);color:var(--success);border:1px solid color-mix(in srgb,var(--success) 30%,transparent);border-radius:var(--radius-full);font-size:.85rem;font-weight:600}.savings-badge strong{font-family:var(--font-heading);font-weight:800}[data-theme=dark] .savings-badge{background:#22c55e26;border-color:#22c55e4d}.form-hint{font-size:.78rem;color:var(--text-light);margin-top:-8px;margin-bottom:8px}.add-section-btn{display:flex;align-items:center;justify-content:center;gap:8px;width:100%;padding:14px 20px;background:transparent;color:var(--text-muted);border:2px dashed var(--border-medium);border-radius:var(--radius-xl);font-family:var(--font-body);font-size:.95rem;font-weight:600;cursor:pointer;transition:border-color var(--transition-fast),color var(--transition-fast),background var(--transition-fast)}.add-section-btn:hover{border-color:var(--primary);color:var(--primary-dark);background:var(--primary-lighter)}[data-theme=dark] .add-section-btn{border-color:#ffffff26;color:#ffffff73}[data-theme=dark] .add-section-btn:hover{border-color:var(--primary);color:var(--primary);background:#0ea5e914}.card-collapse-btn{margin-left:auto;flex-shrink:0;width:28px;height:28px;padding:0;background:transparent;border:1px solid var(--border-light);border-radius:var(--radius-sm);color:var(--text-muted);font-size:1.1rem;line-height:1;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background var(--transition-fast),color var(--transition-fast),border-color var(--transition-fast)}.card-collapse-btn:hover{background:var(--border-light);color:var(--text-dark);border-color:var(--border-medium)}[data-theme=dark] .card-collapse-btn{border-color:#ffffff1a;color:#fff6}[data-theme=dark] .card-collapse-btn:hover{background:#ffffff14;color:#fffc;border-color:#fff3}.card-collapse-btn--destructive{border-color:#fca5a5;color:var(--status-error)}.card-collapse-btn--destructive:hover{background:#fef2f2;border-color:var(--status-error);color:#dc2626}[data-theme=dark] .card-collapse-btn--destructive{border-color:#ef444466;color:#f87171}[data-theme=dark] .card-collapse-btn--destructive:hover{background:#ef44441a;border-color:#ef444499;color:#ef4444}input[type=date]{font-family:var(--font-body);font-size:1rem;font-weight:600;color:var(--text-dark);background:var(--bg-white);border:2px solid var(--border-light);border-radius:var(--radius-md);padding:10px 16px;transition:border-color var(--transition-fast),box-shadow var(--transition-fast);color-scheme:light}input[type=date]:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px #0ea5e926}input[type=date]::-webkit-calendar-picker-indicator{opacity:.5;cursor:pointer;filter:none;transition:opacity var(--transition-fast)}input[type=date]::-webkit-calendar-picker-indicator:hover{opacity:.9}[data-theme=dark] input[type=date]{background:#ffffff0f;border-color:#ffffff1f;color:#ffffffe6;color-scheme:dark}[data-theme=dark] input[type=date]:focus{border-color:var(--primary);box-shadow:0 0 0 3px #0ea5e933}[data-theme=dark] input[type=date]::-webkit-calendar-picker-indicator{opacity:.5;filter:invert(1)}[data-theme=dark] input[type=date]::-webkit-calendar-picker-indicator:hover{opacity:.9}@media(max-width:768px){.term-inputs-row{display:grid;grid-template-columns:1fr auto;gap:8px}.term-inputs-row input{width:100%}}@media(max-width:480px){.term-inputs-row{flex-wrap:wrap}.lump-sum-row{display:grid;grid-template-areas:"amount amount amount" "date date remove";grid-template-columns:1fr 1fr auto;gap:8px}.lump-sum-row .input-prefix{grid-area:amount}.lump-sum-row input[type=date]{grid-area:date;width:auto}.lump-sum-row .lump-sum-remove-btn{grid-area:remove;align-self:center}.extra-repayment-row{display:grid;grid-template-areas:"toggle toggle toggle" "amount amount amount" "date date remove";grid-template-columns:1fr 1fr auto;gap:8px}.extra-repayment-row .input-prefix{grid-area:amount}.extra-repayment-row .toggle-group{grid-area:toggle}.extra-repayment-row input[type=date]{grid-area:date;width:auto}.extra-repayment-row .lump-sum-remove-btn{grid-area:remove;align-self:center}}